Construction

The specific documents required for a home loan may vary depending on the lender and the type of loan you are applying for, but generally, you will need to provide the following:

Personal identification: This includes a government-issued ID such as a driver's license or passport.

Income proof: You will need to provide proof of income, such as pay stubs, tax returns, or bank statements. If you are self-employed, you may need to provide additional documentation such as profit and loss statements or business tax returns.

Employment verification: You may need to provide documentation to verify your current employment status, such as a letter from your employer or recent pay stubs.

Credit report: Lenders will typically request a copy of your credit report to evaluate your creditworthiness.

Bank statements: You will need to provide recent bank statements to verify your assets and your ability to make a down payment and pay closing costs.

Appraisal report: Lenders will typically require an appraisal report to determine the value of the property you are buying.

Purchase contract: You will need to provide a copy of the purchase contract for the property you are buying.